1. Information We Collect
We collect minimal information to operate and improve our service:
- Usage Data: Pages visited, time spent, browser type, and country (via analytics)
- Calculator Inputs: Numbers you enter are processed in your browser ONLY — never sent to our servers
- Cookies: Small text files for analytics and advertising (see Section 3)
✅ We do NOT collect: name, email, phone, address, or any personally identifiable information unless you contact us directly.
2. How We Use Information
- To operate and maintain FinCalc Pro
- To understand how users interact with our tools and improve them
- To serve relevant advertisements (Google AdSense)
- To comply with legal obligations
3. Cookies & Tracking Technologies
We use cookies for:
- Analytics: Understanding traffic patterns and user behavior (e.g., Google Analytics)
- Advertising: Serving personalized ads via Google AdSense
- Preferences: Remembering your dark/light mode choice and other settings
You can disable cookies in your browser settings at any time. Note: Disabling cookies may affect how our site functions.
4. Google AdSense & Advertising
We use Google AdSense to display advertisements. Google may use cookies and web beacons to serve ads based on your browsing history.
For more information, see: How Google uses data when you use partner sites
5. Third-Party Services
Our site uses the following third-party services, each with their own privacy policies:
We are not responsible for these third parties' privacy practices. We recommend reviewing their policies.
6. Your Data & No Storage Policy
All financial calculations (EMI, SIP, FD, PPF, tax, etc.) happen entirely in your browser using JavaScript. We:
- Do NOT transmit your financial inputs to any server
- Do NOT store your salary, loan amounts, or investment figures
- Do NOT log your calculated results
- Do NOT have access to any of your financial data
🔒 Your financial information is 100% private and stays on your device only.
7. Children's Privacy
FinCalc Pro is not directed to children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately and we will delete it.
8. Disclaimer & Legal Notice
The financial calculators on FinCalc Pro are provided for informational and educational purposes only. Results are estimates based on standard financial formulas.
- Results should NOT be considered as financial, investment, or tax advice
- Actual EMI, returns, taxes, and other amounts may differ based on your specific circumstances
- Always consult a certified financial advisor or chartered accountant before making financial decisions
- FinCalc Pro is NOT responsible for any financial decisions made based on our calculations
- We provide no warranties or guarantees regarding calculator accuracy